There are advantages and disadvantages to using insurance or paying out of pocket for mental health services. When you use insurance coverage, your insurance company has access to your diagnosis and treatment codes and may request access to information about your clinical status and treatment progress. Based on your plan, your insurance company may choose to limit or deny coverage at any time. Paying out of pocket is usually more expensive, but it provides you and your treatment provider with the flexibility to design the sequence of treatment you both agree would be most effective. Your clinical information is not shared with the insurance company in that case.

Verifying Insurance Benefits

Please understand that it is your responsibility to obtain current information about your insurance coverage, including information that might affect your out-of-pocket expenses for services rendered. This includes information about co-pays, co-insurance amounts, deductibles, non-covered services, and pre-authorizations. Please ask Dr. Parker if you have questions about this information.

Unsure how to verify your coverage? Read more here.

In-network

Dr. Parker is an in-network provider with Cigna, Anthem Blue Cross and Blue Shield, CareFirst, Medicare, and Magellan.

Tricare

Dr. Parker is a TRICARE-certified non-network provider. In most cases, the office can submit claims for services to Tricare on your behalf.

Out-of-network

Dr. Parker also accepts other insurance plans that can be billed out-of-network. It is important to verify your out-of-network benefits with your insurance plan, so that you know what charges you will be responsible for. You will be required to pay the full cost of the session at the time of the appointment. After each session, paperwork will be provided for you to submit to your insurance company for reimbursement.

Self-pay

If you choose not to utilize insurance coverage, you will be responsible for paying the full session amount at the time of the appointment. The current self-pay rates are as follows:

Comprehensive Initial Assessment: $185

Individual Therapy Session (45 minutes): $160

Individual Therapy Session (60 minutes): $175

Psychological Testing: $160 per hour

Case Coordination*: $130 per hour billed in 15-minute increments

*includes phone calls, document completion, letter writing, insurance appeals, transitions to inpatient or outpatient care, etc.

Please note that special rates apply to any court appearance. Policy and rates available upon request.

Sliding scale

Dr. Parker reserves a limited number of appointments each week for clients experiencing significant financial hardship. Please inform Dr. Parker if this applies to you and you are interested in discussing reduced session fees based on a sliding scale.